Earthquake-native parametric infrastructure

Parametric Earthquake Insurance,Powered by Blockchain.

DeIn connects pricing, policy logic, capital and payout execution in a single transparent stack — designed for next-day settlement on qualifying seismic triggers.

Learn MoreSee How It Works →
8
Functional modules deployed
Testnet
Full stack on Ethereum Sepolia
Automated
Trigger-to-payout flow built

About DeIn

A decentralized protocol for catastrophe cover.

DeIn is a decentralized parametric earthquake insurance protocol built on Ethereum. It enables insurers, reinsurers and MGAs to launch transparent, capital-efficient catastrophe products through real-time risk-adjusted pricing, digitally structured policy logic and automated payouts.

Every step from event detection through payout computation is programmable and auditable — by counterparties, regulators and policyholders alike. Policy terms, triggers and pricing factors live on-chain as verifiable rules, while the treasury, yield management and governance run in the same coordinated stack.

Real-Time Risk-Adjusted Pricing

Factors for earthquake probability, regional concentration, capital adequacy and fee-calibrated buffer.

Digitally Structured Policy Logic

Terms, triggers and multipliers structured as verifiable on-chain rules.

Automated Trigger-Based Payout

Deterministic settlement when a qualifying seismic trigger is confirmed.

Capital-Aware Product Structure

Three-pool treasury linking payout capacity, capital availability and product discipline.

How It Works

From policy purchase to automatic payout.

A deterministic, auditable flow between three stages — no claims adjuster, no opaque reserves.

  1. STEP 01

    Policy Purchase

    A certificate is issued on-chain with explicit terms — region, multiplier, validity period — priced from earthquake probability and capital adequacy.

  2. STEP 02

    Earthquake Detected by Oracle

    Chainlink Functions verify seismic intensity against the certificate's trigger threshold using reliable upstream seismic data sources.

  3. STEP 03

    Automatic Payout

    When the trigger is met, payout is computed per multiplier and disbursed automatically from the treasury — designed for next-day settlement.

The Team

Built end-to-end across risk, engineering and markets.

All three members from the University of Tokyo Blockchain Innovation Group — covering Japan and Europe.

K

Ken

Product / Market Framing

Amsterdam

Quant & IT at a major Japanese financial institution. Associate, Institute of Actuaries of Japan.

H

Hiro

Technical Execution

Tokyo

Led payment system development at several major Japanese IT companies.

S

Sho

Data Science / Risk Analytics

Tokyo

Background in DX strategy and data science at major consulting and IT firms.

Contact

Let's shape specialty catastrophe infrastructure.

We work with insurers, reinsurers, MGAs and underwriting partners on parametric earthquake products. Reach out to start a conversation.

contact@deinlabs.com